Four Markets. Three Delivery Types. One Standard.
We don't run twelve verticals badly. We run four insurance markets well — Final Expense, Medicare, Turning-65, and ACA — and deliver them as leads, live transfers, or pre-closed applications depending on how your team works. Every product is exclusive to one agent.
Pick a Market. See Exactly What We Deliver.
Not every market supports every product. Select a vertical below to see what's actually available.
Final Expense Life Insurance
Seniors actively searching for burial and funeral coverage — not scraped from a list, but generated from people who filled out our own forms looking for exactly this. Our strongest performing vertical.
Who This Suits
FE-focused agencies and IMOs with dedicated closers. The only market where we offer pre-closed applications, so it's also the best option for scaling volume without hiring.
FE Leads
30–40% CloseGenerated from seniors actively searching for burial and funeral insurance, delivering strong contact rates and consistent closes. Delivered in real time to a single agent.
FE Live Transfers
Zero Dial TimeReal-time calls with verified, consented prospects to maximize speed-to-contact and ROI. The prospect is already on the line when your agent picks up.
FE Pre-Closed Applications
Highest EfficiencyThe application is already worked before it reaches you. Agents focus on underwriting and placement while reducing call time and improving throughput per head.
Medicare Advantage & Supplement
Self-generated Medicare prospects delivered exclusively to licensed agents, with full consent records attached. The only market where we offer CPA-based campaigns.
Who This Suits
Licensed Medicare agents and agencies with capacity through AEP and beyond. CPA campaigns suit larger operations that want predictable acquisition cost rather than per-lead pricing.
Medicare Leads
20–30% CloseSelf-generated Medicare leads delivered exclusively to licensed agents, with IP, timestamp, and source URL attached to every record.
Medicare Live Transfers
Zero Dial TimeVerified prospects routed directly to licensed agents for faster enrollment, screened before the transfer connects.
Medicare CPA Opportunities
Performance-BasedPerformance-based campaigns with predictable acquisition costs and scalable growth. You pay on outcome rather than per record.
Turning 65 (T-65)
Prospects entering Medicare eligibility for the first time — often with no existing agent relationship and genuinely looking for guidance. Long retention when handled well.
Who This Suits
Agents building a long-term Medicare book rather than chasing one-time commissions. T-65 prospects who convert often stay for years, so this rewards consultative selling.
T-65 Medicare Leads
ExclusiveTurning-65 Medicare leads generated through compliant campaigns for licensed agents. Timed to reach you while the prospect is inside their initial enrollment window.
Live transfers and pre-closed applications are not currently offered in T-65. If your team needs those formats, Final Expense and Medicare are the closest fit — ask us on the call.
ACA / Marketplace Health
Under-65 prospects seeking marketplace enrollment, generated through our own proprietary campaigns. Compliant, consent-based, and never shared.
Who This Suits
ACA-licensed agents and call centers with the volume capacity to work higher-throughput campaigns, particularly during open enrollment.
ACA Insurance Leads
Proprietary TrafficProprietary campaigns generating compliant ACA leads for licensed agents, with full consent language archived alongside every submission.
ACA Live Transfers
Zero Dial TimeReal-time ACA leads delivered to licensed agents seeking enrollment, connected while the prospect is still engaged.
Pre-closed applications are currently Final Expense only.
Which Delivery Type Fits Your Team?
The right choice depends on your headcount, your dial capacity, and how much of the sales cycle you want to own.
| Feature | Exclusive LeadsData delivery | Live TransfersProspect on the line | Pre-Closed AppsApplication worked |
|---|---|---|---|
| Exclusivity | ✓ One agent | ✓ One agent | ✓ One agent |
| Agent dial time required | High | None | Minimal |
| Speed to contact | Depends on your team | Fastest | Already contacted |
| Cost per unit | Lowest | Mid | Highest |
| Best for team size | Any size with dialers | Small closer teams | Scaling without hiring |
| Consent record included | ✓ | ✓ | ✓ |
| IP & timestamp tracking | ✓ | ✓ | ✓ |
| Available markets | FE, Medicare, T-65, ACA | FE, Medicare, ACA | Final Expense |
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What Ships With Every Record
Same standard across all four markets and all three delivery types — no premium tier required.
IP Address
Captured at the moment of submission and stored with the record for verification.
Timestamp
Exact date and time the prospect submitted, so you always know how fresh the lead is.
Source URL
The specific landing page the prospect came from — full traceability on every record.
Consent Language
An archived copy of exactly what the prospect agreed to when they opted in.
Not Sure Which Product Fits Your Agency?
Tell us your markets, your team size, and how you currently work leads — we'll recommend the format that actually matches your operation instead of the one with the biggest ticket. Fifteen minutes, no obligation.